Uroye HA, Ovie Ejumudo PKB. HUMAN CAPITAL DEVELOPMENT AND RETENTION IN GOVERNMENT OWNED BANKS IN DELTA STATE: A STUDY OF THE BANK OF INDUSTRY AND BANK OF AGRICULTURE. bwjournal [Internet]. 2025 Jul. 31 [cited 2026 Aug. 23];2. Available from: https://bwjournal.org/index.php/bsjournal/article/view/3155