Dumo Nkesi Opara (Ph.D). “MULTI-LAYERED KNOWLEDGE DIFFUSION IN THE ADVANCING OF ORGANIZATIONAL RESPONSIVENESS IN MONEY DEPOSIT BANKS IN RIVERS STATE”. BW Academic Journal 1, no. 1 (June 7, 2022). Accessed February 1, 2026. https://bwjournal.org/index.php/bsjournal/article/view/573.