Dr. Joy Adanma Mekuri-Ndimele (2022) “ASSESSING HUMAN RESOURCE OUTSOURCING AND COMPITITVE ADVANTGE IN MONEY DEPOSIT BANKS IN RIVERS STATE ”, BW Academic Journal, 1(1), p. 7. Available at: https://bwjournal.org/index.php/bsjournal/article/view/612 (Accessed: 30 April 2026).