IGANI (PH-D), D.; ETHEL , P.-J. .; ROSEMARY , O. . PSYCHOLOGICAL DETERMINANTS OF BUY-NOW-PAY-LATER ON IMPULSE PURCHASES BEHAVIOR AMONG GENZ MOBILE PHONE USERS. BW Academic Journal, [S. l.], 2025. Disponível em: https://bwjournal.org/index.php/bsjournal/article/view/3132. Acesso em: 19 jun. 2026.