DR. GEORGE ORDUA. SKILL TRANSFER AND PROFITABIITY OF COMMERCIAL BANKS IN RIVERS STATE. BW Academic Journal, [S. l.], v. 2, p. 38–44, 2025. Disponível em: https://bwjournal.org/index.php/bsjournal/article/view/2773. Acesso em: 21 aug. 2026.